Quicken Home and Business is the best and most perfect solution for our very small businesses. I have looked for a long time for something that would do what Quicken H&B does and there is no equal. Two years ago I switched to a Mac. I would really love to do away with Windows and Quicken H&B is the. Dec 12, 2018 - Quicken Home & Business (QHB) is designed to do personal. There also isn't any sync: a user can add a transaction on mobile and it's. Any other device: Mac, Windows, Chromebook, iPad, Apple Watch or Android.
3.8 Overall Score Quicken 2018 for Mac is now available and the big news is that it has officially moved to a subscription only pricing plan. If this is the last straw for you, check out our look at some of the excellent that exist nowadays such as the impressive free version of. MacHow2 was the that such a move was in the pipeline shortly after the release of the Canadian version of Quicken 2017 for Mac although Quicken Inc later denied any decision had been made about the US product. Now however, it’s official that all Quicken 2018 products are only available on a subscription basis. In this review, we look at what this means for you and what’s new in Quicken 2018.
What’s New in Quicken 2018 For Mac? For all Quicken for Mac users, the biggest changes in the 2018 version are. Quicken for Mac is now subscription only – you can’t just make a one-off purchase anymore, you have to make an annual or bi-annual commitment to it. Note that 2 year subscriptions are only available from third-party retailers such as Amazon, Staples and Office Depot. Quicken Inc only sells 1 year subscriptions at the moment. Quicken will now be available in 3 different versions that were previously only available on Windows:.
Quicken Starter for Mac. Quicken Deluxe for Mac.
Quicken Premier for Mac 3. In any subscription, you also get 5GB of Dropbox space to backup your accounts. Third parties such as Amazon are offering up to included in 2 year subscriptions. Dropbox backup support already existed in previous versions of Quicken but you now get more space.
You can simply configure Quicken 2018 to for extra security. For Quicken Deluxe for Mac subscribers and above there are additional benefits:. You now get a customized investment portfolio with IRR and ROI. This also includes Investment Lot tracking, Linked eBills and PDF statements. You now get “What-if?” analysis for loans with ability to vary payment scenarios For Quicken Premier for Mac subscribers and above you also get:.
Quicken Bill Pay for automatic payment of bills with 11,000 online billers now supported according to Quicken Inc. Priority Phone support. It’s not exactly clear what this means because as yet, there’s no official Quicken Policy on it but presumably it’s the same as which previously was only available for Windows. Quicken For Mac 2018 Pricing Subscriptions for Quicken 2018 are available on a one year or two-year basis. However, Quicken Inc is only selling one-year subscriptions – two-year subscriptions are only available via third-party vendors such as Amazon. Subscribing for two years at a time works out cheaper than just a one year subscription, plus Amazon is offering 3 months for free and an extra 15GB of Dropbox storage (more on this later). Subscriptions are tied to your Quicken ID and you can install Quicken on unlimited Macs or PCs with one subscription (more on this later).
Note that there is no free trial although Quicken offer a 30 day money back guarantee if you’re not satisfied (which is down from 60 days compared with previous versions). Smayer97 There are MANY features that are not same between the Mac and Windows versions. With all its new features (including a few that do not exist in any previous versions of QMac), the core features still do not match some to the key functionality of QM2007, which itself was short of the QWin versionsJust take a look at the long list of items here: Short list of obstacles to transition from QM2007 or QWin to QM2018 (except lot assignment which has been addressed): Comprehensive list of items still missing: BTW, please add your votes to missing features.
Your VOTES matter! That said, do not let the subscription model scare you: Only the Starter subscription requires annual renewal to continue to use your data file or it becomes read-only at expiration. Otherwise, all other versions can continue to be used in manual mode. Read about it here: NOTE: though auto-renewal is probably turned on by default, you can opt out and only renew when you want.
Which then makes it no different than previous versions. So now you will need to determine what renewal cycle gives you the best value at the new price points. Joe If you cancel your subscription, you can view, edit and export your datacan you still run reports within Quicken? Their website doesn’t explicitly say that you can, and I’d consider this the most practical way to retrieve old financial data (even with Quicken’s limited reporting). If it’s just the online functionality that is disabled, then this is basically what we had with Quicken 2017 and prior (but at double the price!). If reporting is disabled when the subscription expires, that could be a pretty big deal. Other than that, I could probably live with the subscription model except the 100% price increase is going to be hard to swallow.
Smayer97 A “new” aspect has come to light about how the subscription worksone is a benefit, the other a caveat and possible loss or hidden cost. It turns out that Quicken is now allowing unlimited number of installs of their software, effectively eliminating the previous 3 computers in a household limit. The caveat to this is that all files created under the same subscription have to be associated to the single Quicken ID used for registration. The implications is that this limits access to data via or on the Quicken Cloud to the one ID. Examples include being limited to access to only one Credit Score (vs Intuit’s model requiring a separate ID for each data file, allowing access to one Score per ID), or having access to any data file synced with Quicken Mobile. The limitation can be important for those needing to either manage or separate users needing independent data files.
Under the Intuit ID model, all data files were independent, since each file had a unique ID. Under the Quicken ID model, all data files that sync to the cloud can be accessed by any linked mobile deviceshence, the access is no longer independent. Under the new model, the only way to keep data strictly independent if you need to sync to the cloud is to get separate subscriptions so they can have separate Quicken IDs. Of course, if you do not need the cloud, or do not care about keeping things isolated and independent, then this is not an issue.
Smayer97 the following is a reply by Quicken Jeff (employee) posted in the Quicken Forum that adds a bit more info: “your subscription is tied to your Quicken ID and Quicken Password. You could theoretically share this with someone, but you’d also need to share you Multi-factor authentication method (email or cell phone number associated with the account) in order to login to Quicken. Further, assuming you shared all this, the person you shared with would also have access to My Account on Quicken.com where they could update the password, billing information, etc. They could also delete any cloud accounts tied to the Quicken ID (relevant for mobile sync and EWC aggregation).
In short, I would not recommend sharing your Quicken ID and password to people you don’t trust/don’t know.”. Steve Jordi Budgeting is barely usable. It doesn’t cover anything. It has no rollover at the end of the payment cycle.
Also, it’s not possible to set a start date. The budget starts every 1st of the month. If you have a pay check every 2 weeks, or once a month, say, on the 26th, then you have to wait until the next 1st day of the next month to see where you are. And you don’t have the right picture since there is no rollover. You can’t budget on an annual estimate and check only on New Year’s Eve how well you did. You have to have a clear picture, at any time. Within the month to see where you are, not on Jan 1st.
If you goal is to budget, get something like YNAB. Quicken just serves as a register for your banking operation, nothing else. A deluxe spreadsheet.
Smayer97 As a result of Quicken reversing its decision to make your data read-only when any subscription expires, instead, they will now hijack about 25% of your screen real-estate for advertising. Quicken has determined that this is the price to pay if you let your subscription expire! This is one of the things that has come to light as more and more users that chose to let the subscription expire are seeing. If you dislike this business decision, you can add your VOTE to “Quicken Inc should eliminate or at least minimize the LARGE Advertising space used when a subscription expires” here: First, click on the underlined link above to go there, then click VOTE at the top of THAT page, so your vote will count. Your VOTES matter! You may also want to contact Quicken Support to express your concerns at.
Quicken was traditionally known as one of the best personal finance software options for desktop users. However, the Mac version had traditionally lacked the features found in the PC version, and that was disappointing to many users. While last year's version was a big improvement, it still wasn't there for everyone. After using Quicken for Mac 2019 for several weeks, we're happy to see that Quicken has continued the improvements over prior years. It's not as robust as we'd like to see yet, but it's definitely been moving in the right direction. So, how did Quicken for Mac 2019 do?
Honestly, it's an incremental improvement over 2018. But we like the direction it's going, and if you can get a great deal on pricing (which you typically can on or when they have a sale), it could be worth it. Key Features Of Quicken For Mac 2019 Quicken For Mac continues to build on the many traditional features that Quicken users expect. As always, it comes with great spending tracking (compared to other online options like and ), it has investment tracking, and budgeting. For 2019, they have improved the usability of the platform, but the navigation is still a little challenging. Even after using Quicken for about a week, I still find it hard to get to different reports.
It's not intuitive. They also improved the web interface for Quicken. If you don't want to use the desktop software, and prefer a web version (like what you get with Mint), you can have that now. But I prefer the app over the web version. Here's what the home screen looks like.
The pricing for Quicken For Mac 2019 continues to be a focus point for most users. Quicken changed their pricing model last year to a subscription-based model, instead of a one-time fee. I see this as both good and bad. It's bad, because many Quicken users kept their software for years, and never upgraded. For users, this was fine - because you could avoid bad rollouts like Quicken for Mac 2017.
However, to continue to receive updates and banking information, you had to update every few years anyway or Quicken would cut you off. It's good, because my hope is with more recurring revenue, Quicken can continue to improve their software and ensure banking connectivity. Quicken For Mac 2019 has three price points this year. I think 90% of users would benefit simply using the Deluxe version, which is $49.99/yr at full price. Here's what the pricing looks like.
It's hard to say if Premier is worth the huge additional price. I think Deluxe is the best value, for the added features of investment and loan tracking. But I've never used BillPay, and I highly recommend that most people don't use a service like BillPay because not only does Quicken charge more, but many banks charge for the service as well. Note: For Windows, there is also a Home and Business version. However, we think most consumers with a small business would benefit more from using a tool like, versus using Quicken Home and Business. Special Promotional Pricing As you probably already know, Quicken is notorious for running promotional pricing all the time. Recently, they were offering 40% off their prices - which I think is a fair price for the product.
I would have a hard time paying $49.99 per year for Deluxe, but paying $29.99 per year makes much more sense - especially considering that I would typically upgrade every 2-3 years, this aligns much better with the pricing I'd expect. However, in our search for deals, we found that Amazon.com is offering a 14-month subscription of the Deluxe version for $38.49 (which is 30% off full price). Given the $49.99 price is $4.17 per month, Amazon's deal is $2.75 per month.
Still not as good as Quicken's own sale, but the second best deal we've found. Quicken World Mastercard Another interesting product/feature that Quicken launched this year is the Quicken World Mastercard. The Quicken credit card provides real-time transaction notifications in the Quicken mobile app, and offers integration with Quicken for Mac desktop. This card also gives you a free year of Quicken Deluxe when you spend at least $500 in the first 90 days.
If you already have a subscription, you'll get a 1 year extension. The card offers 2x rewards points on all your qualified spending, and has no annual fees. Given that this card is really about integration with Quicken, we're surprised that you don't get Quicken free every year as long as you spend at least $500 per year.
Otherwise, all the rewards are on par or below the other. 39 Shares Filed Under: Tagged With: Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities. Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company.
It is not anyone's responsibility to ensure all posts and/or questions are answered. About Robert Farrington. Robert Farrington is America's Millennial Money Expert, and the founder of, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him One of his favorite tools is, which enables him to manage his finances in just 15-minutes each month.
Best of all - it's free! He is also diversifying his investment portfolio by adding a little bit of real estate. But not rental homes, because he doesn't want a second job, it's diversified small investments in a mix of properties through. Worth a look if you're looking for a low dollar way to invest in real estate.
You’re totally right on that long term value – that’s why I’m not sure at full price. However, at $29.99, now we’re talking $300 over 10 years – which is on par with what Quicken users have been paying for the last 10-15 years anyway with required upgrades. You have to remember, Quicken pays to have access to that bank connectivity. I’ve heard it costs about $1 per account per year for a service like Quicken. When you think that the average user probably has 5-10 accounts linked, their ongoing data expense alone is $5-10 per each user. It makes sense that on that cost alone they can’t offer bank connectivity forever at a single one time fee.
I’m concerned about the inability to track “Transfers” to loan accounts in the Budgeting function. Our family was setting up a budget that involved 13 loans including 11 student loans that have to be paid for out of our checking accounts every month. This obligation is a substantial portion of our family budget, yet cannot be tracked with the latest version of the Quicken Deluxe for the Mac platform. Many other users in the Users Forum complain about this deficiency and Quicken promises that they are aware of it and plan to make changes. Is this a fatal flaw for families that need to budget loan payments, or are you aware of a workaround that will address this problem.
So I’m confused. Is it because when you setup the loan, it only counts the interest as the expense and not the full amount (since part of it was a transfer)?
What I’ve found to work is renaming the split (I had to do this in prior versions of Quicken as well, and early versions with Credit Card Payments even) – “Student Loan Payment”. You could even get specific by loan type. It looks like this: Then, when you go into your spending and budgeting, you can see it here – just look at the line for both Student Loan Payment and Loans (which is interest and I could also rename). I have been using Quicken Mac 2007 for all this time because my stock data has multiple lots with different purchase dates. I bought the 2018 edition because they claimed it will handle multiple lots — and it does, though the import had a few glitches which I was able to work around. But I’m sorry I spent the time doing that, as the 2018 version is severely crippled.
It won’t even let you print or export a simple “portfolio value report”: about the most basic function I can imagine; all you can do is look at it onscreen. Custom reports are all about transactions, not current holdings and values. It claims to generate exportable files for transfer to Q Mac 2007 and for Q Windows, but neither of them worked. So your data goes in, but you can’t get it out, which doesn’t satisfy their “data guarantee.” I discovered this a few days after the 30-day money back period, but was able (after hours unsuccessfully trying to reach a chat agent, and half an hour of phone hold) to get them to refund my purchase price, but I’ll never get back the time I spent fixing the data importing or trying to make it do what it ought to do. I would advise everyone to avoid this product. Quicken Mac 2018 is a glorious flaming waste of time if you want a semblance of tracking investments.
I have been using Quicken Mac since 2004. I have diligently been forced into upgrading purely because mac has improved with time and no longer can run older versions of Quicken. I am now on the 3rd round of customer service calls. (I installed Mac 2018 this morning.) I am an expert Quicken user and know my way around my mac. Importing my data file was a breeze. Thanks for that.
My issue – when I sell shares of a security, it doesn’t update in the portfolio or cash. Three rounds of customer service and I am now asked to enter a transaction to sell shares. And a transaction to remove shares.
And a transaction to add a ghost “placeholder.” And if its a full moon maybe your shares will actually appear correctly. The other option is to go into your account and delete every possible transaction relating to the security you just sold. Compliance and data integrity nightmare. The graphics are fun and pretty just don’t actually use the data generated. Back to the drawing board quicken. $50 annual fee? Thats laughable!
I have been using Quicken 2007 for 11 years. I pay my bills with Quicken, and reconcile my checkbook by downloading bank transactions with Quicken. I believe that at one time, I paid my bank a monthly fee for this privilege, but as far as I can tell, I pay nothing now. How is Quicken 2018 different in this regard?
Once upon a time, I reconciled my credit cards by downloading transactions from my credit card companies. I stopped doing that some time ago, but should I wish to start up again, does Quicken 2018 support that, and is there a charge for that? I would just continue to use Quicken 2007, but I am concerned about the upcoming abandonment of 32 bit applications by Apple. Quicken 2019 has a dreadful user interface. GONE is the ability to run simple reports for this year, last year, date-to-date, etc. With any ease, if at all. GONE is the simple accounts window that you are used to.
GONE is the empty register line at the bottom of your account window waiting for you to fill in the newest transaction (you have to use a “+” “New Transaction” clumsy interface now). I could go on. The people who revamped this app appear to have done ZERO research with real world users. The investment firm who bought Quicken? They’re doing nothing good here. I am one of thousands or millions stuck in Quicken 2007 and LIKE the interfaces in that version.
Why can’t Quicken LISTEN to all the people screaming how unhappy they are with this product? I could care less about the online features. It’s just not there yet and I would never use it anyway. I have my stuff in the cloud, it’s fine.
I use Quicken on a desktop or laptop so the phone app is of no use for me. It’s fine to build that in for those who like it. But you have to perfect, as best as you can, the actual application first and foremost. Quicken has become bloated and unintuitive over the last few versions. They’ve lost sight of the original idea and purpose. This is simple bookkeeping. And simpler, is BETTER, when it comes to accounting software.
Graphs, charts, and icons are fine, but can we please have the ability to turn them off. I don’t want to look at all the clutter constantly. Give me an accounts window (without the unnecessary folders for cash, cc, investments), individual account windows when I open them, keep the legacy register format that has been used for many decades (it just plain works and makes sense, newest on the bottom, empty one at bottom ready to be filled in), a way to run reports the way it’s done in 2007 (again, simple, makes sense, easy to get what you want out of it).
STOP the incessant altering and revamping. It does not work as well for the end users.
Capital, sell this software to someone who gets it and will rework with some thoughtful acumen and intelligence. Forget the subscription plan too. It’s insulting. People upgrade as needed every couple years or so without be forced into it.
Subscription methods set a bad tone between the company and it’s users. Allow users the respect to upgrade when they choose rather than strong-arming them into it from the get go.